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Frugal Tip: Finish College in 4 Years (or Less) All Posts / Frugal Living / Saving Money

Less than 20% of students at public universities finish college within four years.  Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times.  There was a time when taking six years to finish a bachelor’s degree may not have been too big of a deal, but that time has long passed.


Finding Beauty in Ordinary Places: May/June Update All Posts / Life / More

If you’re new here, I post an update every couple of months that details how we’re doing on our debt payoff and other goals. I also include some highlights of the months and what I’ve been reading and watching…because life is about more than just reaching goals.

As a Type A person (with debt), I easily get caught up in trying to be productive all the time. It’s important to relax once in a while 🙂


Let’s Talk About Privilege All Posts / Frugal Living / Saving Money

As a personal finance blogger, I’ve thought a lot about the best way to help others improve their finances.  Some bloggers are very non-judgmental and say that everyone has their own unique path.

Others feel that people should follow a more rigid set of rules in order to get out of debt or build wealth.

*This post may contain affiliate links.  Read our full disclosure policy here.


How to Stop Caring What Other People Think All Posts / Frugal Living / Saving Money

Debt has become so normalized in our culture that we no longer believe it is possible to live without it.  Whether we’re aware of it or not, we are constantly bombarded with messages about how to live a “normal” life.

These messages come from a variety of different sources – advertisements, schools, our parents, relatives, friends…our entire society promotes the idea that debt is normal.

Here’s what my original life plan looked like.


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