Life


Making 2017 Your “Year of Yes” All Posts / Life / More

I recently read Shonda Rhimes’ (the creator of Grey’s Anatomy and Scandal) bestselling book Year of Yes and it was fantastic.  In the book, Shonda describes how saying “yes” changed her life – and how it can change yours too.

Despite being a wealthy, powerful woman, Shonda is an introvert and often said “no” to attending events that made her uncomfortable.  During her “year of yes” she made a vow to start saying “yes” to everything that scares her.

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We Bought a Tiny Car + Other Winter Updates All Posts / Life / More

*Disclosure: This post contains affiliate links.  I only promote products that I truly believe in.

Winter has arrived here in Minnesota…I spent 20 minutes digging my car out of the snow this morning and it’s going to be -4 for the high one day next week!  Brrr!  Hopefully most of you readers are enjoying somewhat less chilly weather.  How are you doing on your financial goals so far this season?  Share in the comments!

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27 Things I’m Thankful For All Posts / Life / More

When things are going well, it’s easy to feel gratitude.  But when things are kind of lousy, it’s a lot more difficult to feel thankful.  I’m writing this post not just because of Thanksgiving, but because I need to make more of an effort to be grateful.

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It’s The Little Things All Posts / Life / More

I don’t know about you, but I’ve been feeling crabby lately.

I’ve been in a funk for the past few weeks due to health issues that are causing constant pain.  For reasons I won’t bore you with, I can’t go to the doctor right now (even though I have insurance), so I have to be patient and wait a few more weeks before I can see an orthopedic doctor and hopefully start physical therapy.

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Month in Review: October 2016 All Posts / Life / More

*Disclosure: This post contains affiliate links.  I only promote products that I truly believe in.

I love fall.  Autumn means wearing cozy sweaters, drinking hot cocoa, picking apples, carving pumpkins, and playing in the leaves.  It’s the little things in life.

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Month in Review: September 2016 All Posts / Life / More

Disclosure: This post contains affiliate links.  I only promote products that I truly believe in.

I like to plan things in advance.

I write my posts ahead of time whenever I can, and this post was no different.  I had a cheerful draft of this post all ready to go – I had written about how September is one of my favorite months of the year because the weather is starting to cool off a bit, and it’s time for cozy over-sized sweaters, boots, and pumpkin flavored everything.

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Month in Review: August 2016 All Posts / Life / More

Disclosure: This post contains affiliate links.  I only promote products that I truly believe in.

August has been an interesting month with a lot of ups and downs.  The weather has been cooling off a little bit (which is odd for August, but I love it).  I’m excited for fall but not looking forward to what comes next (6 months of winter in a frozen tundra).  Here are my successes, failures, and highlights for the month of August.

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Month in Review: July 2016 All Posts / Life / More

Disclosure: This post contains affiliate links.  I only promote products that I truly believe in.

Frugal Successes

-I paid off my first “big” ($6,000+) student loan!  Now that I only have large loans left, the progress feels slow.  This can get a bit demotivating, so I’m excited that I finally paid off a big one – I know now that I can do it!  I had $418.62 left on the loan I paid off, and I also put $500 toward the next loan I’ll knock out – the current balance on that one is $7,232.

-This has been the summer of unexpected, unusual expenses. We had to dip into our emergency fund a couple times this month, which is never fun, but that’s why we have it!  Without it, we would end up relying on credit cards and digging ourselves further into debt.

Frugal Failures

-I accidentally left our freezer door slightly open and didn’t realize it for a couple days.  Everything in the freezer went bad.  Lesson learned!  I will definitely be extremely careful about this from now on.

-I’ve mentioned previously that I’ve been having a lot of pain in my neck lately, and I went to the chiropractor to find out what’s going on.  Thanks to years of bad habits (like spending too much time on my smartphone and laptop), my spine is curved forward in the neck area, which is called forward head posture (aka “text neck”).

Treating this issue is not going to be cheap.  If you’re constantly bent over your smartphone, please please please start spending less time on your phone.  “Text neck” is becoming increasingly common and it’s not fun – it’s incredibly painful, and it can lead to serious health problems if it’s left untreated.  Here are some ways to prevent or correct forward head posture.

Highlights of the Month

-I played giant outdoor Jenga for the first time at my nephew’s grad party.  My nephew just finished high school – it’s hard to believe that I have a nephew who is that old!  We look like we’re the same age. (My brothers are quite a bit older than I am).  This was the first time that all of the nieces and nephews met Herbie (our new puppy) and it was so much fun!

-I had a puppy play date with a few of my girlfriends, and Herbie met Max, Hank, and Luna (and some other dogs) at the dog park!

-I bought Financial Peace University for the hubby and myself.  We’ll be starting it in September and I’m so excited!

What I Read

I borrowed Smart Women Finish Rich from a friend, and it’s great so far!  Financial advisor David Bach (author of The Automatic Millionaire) walks readers through a nine-step program for spending wisely, establishing security, and aligning money with one’s values.  What I love most about this book is that it provides specific advice and actionable tips.

Bach mentions that we should never put all of our eggs in one basket and instead recommends that we put our “eggs” in three separate baskets: the security basket, the retirement basket, and the dream basket.

The book includes detailed information about how to choose between different retirement options and life insurance plans.  This info is particularly useful for millennials who may not have started investing yet and might not be familiar with life insurance options.

What I Watched

I watched Limitless and finished the last season of Scandal.  Limitless was okay but it wasn’t my favorite, and Scandal is as excellent as always.  The plot is a bit ridiculous, but it’s fun and addicting.

In Case You Missed It

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4 Ridiculous Wedding Etiquette Rules that Need to Change


Month in Review: June 2016 All Posts / Life / More

Disclosure: This post contains affiliate links.

Overall, June was an AMAZING month!  It’s been hectic and crazy, but it has also been SO worth it.  Two wonderful things happened: this blog earned triple digits in income for the first time, and the hubby and I adopted a sweet little pug puppy named Herbie.  Here’s a breakdown of our successes, failures, and highlights for the month of June!

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June 2016 Goals All Posts / Life / More

Overall, May was a much better month than April.  I made more progress on my financial (and other) goals in May, and I felt a lot better physically and mentally.  I’m looking forward to what June will bring, and here are my goals for June!

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