Frugal Living

The Problem With Your Problem With the “Get out of Debt Quick” Stories All Posts / Frugal Living / Saving Money

“How One Millennial Couple is Paying Off $117,000 of Student Loan Debt in Three Years.”
“Michigan Couple Honored for Paying Off $92,000 of Credit Card Debt.”
“How One Couple is Paying Off $600,000 of Student Loans in Five Years.”

What do all of these “get out of debt quick” stories have in common?  They’re amazing, inspiring, extreme…and they receive at least a few angry comments.  The commenters typically point out that the approach is unrealistic or impossible and argue that “most people” can’t do this.


Frugal Tip: Finish College in 4 Years (or Less) All Posts / Frugal Living / Saving Money

Less than 20% of students at public universities finish college within four years.  Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times.  There was a time when taking six years to finish a bachelor’s degree may not have been too big of a deal, but that time has long passed.


Let’s Talk About Privilege All Posts / Frugal Living / Saving Money

As a personal finance blogger, I’ve thought a lot about the best way to help others improve their finances.  Some bloggers are very non-judgmental and say that everyone has their own unique path.

Others feel that people should follow a more rigid set of rules in order to get out of debt or build wealth.

*This post may contain affiliate links.  Read our full disclosure policy here.


How to Stop Caring What Other People Think All Posts / Frugal Living / Saving Money

Debt has become so normalized in our culture that we no longer believe it is possible to live without it.  Whether we’re aware of it or not, we are constantly bombarded with messages about how to live a “normal” life.

These messages come from a variety of different sources – advertisements, schools, our parents, relatives, friends…our entire society promotes the idea that debt is normal.

Here’s what my original life plan looked like.


Forex Trading for Beginners All Posts / Frugal Living / Saving Money

*This is a guest post by Julia Smith.

The foreign exchange market (also known as Forex) is a global decentralized market for the trading of currencies.  Based on volume of trading, it is by far the largest market in the world.

Beginners often ask how to succeed in Forex trading. The main guarantee of success is to develop a competent strategy. Trading on online platforms requires awareness, ongoing training, clear understanding and monitoring of a chosen strategy.


7 Reasons Why I Drive a 17 Year Old Car All Posts / Frugal Living / Saving Money

My car is ugly.

It’s rusty, it has plenty of scratches and a few dents, and it’s 17 years old.  It’s not pretty or shiny.  The heat/AC is out half the time and it’s usually making some sort of bizarre noise.

It’s what most people would consider embarrassing.  Some people think I’m crazy for continuing to drive this vehicle, but here are seven reasons why I do it.

*This post contains affiliate links.  Read our full disclosure policy here.


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