Personal finance is about choices. Many frugal people continue to splurge on a couple of things that are truly important to them – because they’re frugal in most areas, they can afford to splurge on things that they value. Frugality doesn’t have to mean giving up everything you love – if, and only if, you can afford to buy those things.
Less than 20% of students at public universities finish college within four years. Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times. There was a time when taking six years to finish a bachelor’s degree may not have been too big of a deal, but that time has long passed.
Debt has become so normalized in our culture that we no longer believe it is possible to live without it. Whether we’re aware of it or not, we are constantly bombarded with messages about how to live a “normal” life.
These messages come from a variety of different sources – advertisements, schools, our parents, relatives, friends…our entire society promotes the idea that debt is normal.
The foreign exchange market (also known as Forex) is a global decentralized market for the trading of currencies. Based on volume of trading, it is by far the largest market in the world.
Beginners often ask how to succeed in Forex trading. The main guarantee of success is to develop a competent strategy. Trading on online platforms requires awareness, ongoing training, clear understanding and monitoring of a chosen strategy.
If you’ve been reading this blog for a while, you know that my hubby is the spender in our relationship. He’s addicted to Starbucks Chai tea lattes and the cost adds up quickly. $6/day becomes $180/month or $2,190/year!
When I first read about the Money and Marriage event on Dave Ramsey’s website, I really wanted to go. Rachel Cruze (Dave Ramsey’s daughter) and Les Parrott (a psychologist and an award-winning author) were coming to Minneapolis to talk about relationship psychology and personal finance…two of my favorite subjects!