If you want to get your finances in order, the first step is to create a budget.
As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun. It’s about telling your money where to go instead of wondering where it went. A budget doesn’t take away your freedom; it gives you freedom!
Learn how to create a budget for basics, housing, health, insurance, debts and more.