Save more. Spend less. Live better.
Since my hubby and I are currently on a three year spending ban while we pay off $117,000 of student loan debt, we don’t generally travel. However, we went to Arizona last year because my step grandpa passed away and we were there for his funeral. It was a sad...read more
Personal finance is about choices. Many frugal people continue to splurge on a couple of things that are truly important to them – because they’re frugal in most areas, they can afford to splurge on things that they value. Frugality doesn’t have to mean giving up...read more
Less than 20% of students at public universities finish college within four years. Some struggle with difficult courses, many spend more time partying than they do studying, and others change their majors multiple times. There was a time when taking six years to...read more
“I’m never going to retire. I don’t make enough money.” “Retire early? Good luck. Only rich people do that.” “I’m going to work until I’m 70. Only people who have a pension can retire comfortably.” These are just a handful of the depressing things that I’ve heard...read more
I love blogging. I enjoy inspiring others to make smarter financial choices and it's amazing that I can make a little side income through this blog. This money goes straight toward the debt snowball on my student loans. (Side note: If you're interested in starting...read more
I saw a list like this on another blog and thought it would be funny (and maybe a tad depressing) to write a list of things we could've bought with the $117,000 we have in student loans. Here are 20 things we could've bought for $117k instead of our loans. *This post...read more