Save more. Spend less. Live better.

3 Bizarre Ways to Save Over $2,000/Year

My husband and I are paying off $117,000 of student loan debt in just three years – on entry-level salaries.  This goal is nearly impossible, and it requires an extreme approach to frugality.  As Dave Ramsey says, “When you find yourself in a radical mess, you need to...

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Pros and Cons of Outdoor Weddings

My husband and I got married outside at the Minneapolis Sculpture Garden on a gorgeous fall day.  The wedding was beautiful, but if I could do it all over again, I probably wouldn’t have an outdoor wedding.  Here are some of the pros and cons of having an outdoor...

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My $1,000 Mistake – Why You Need Vision Insurance

In November, we went through open enrollment at work.  I selected the health insurance plan with the highest premiums (because it also has the lowest deductible), decided to opt out of dental insurance because I feel dental insurance is basically a scam, and waived...

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April Goals

In March, I shared my goals for the month, which were mainly focused on finances, fitness, and faith.  I hit many of my goals, but I'm struggling with a few of them and look to hit these with my April goals. Here are my April goals!  What are yours?  Share in the...

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Frugal Tip: Review Your Paychecks

Have you happened to review your paychecks in the past year? You work hard for your money, and you deserve to keep it all (aside from taxes and deductions).  Most HR/payroll professionals are highly detailed-oriented (if they weren’t, they wouldn’t last too long in...

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Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 64%
  • Husband’s Student Loans 50%
  • Car Loan 27%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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