Save more. Spend less. Live better.

Frugal Tip: Get a Second Opinion

This summer has been the summer of health scares and unexpected expenses.  First, my father-in-law nearly died from a sinus infection that went into his brain (luckily, he pulled through and is doing much better now) and we made an impromptu out-of-state trip to visit...

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5 Tips for Traveling on a Budget

We all live busy, stress-filled lives, and sometimes we’re so busy that we forget to give ourselves a break.  Research has shown that vacations can help to reduce stress, stave off burnout, strengthen bonds with loved ones, and promote overall well-being.  If you’re...

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Boomerang Kids Don’t Have it Easy

Something exciting recently happened – I shared my journey to debt freedom on The Penny Hoarder (the most popular personal finance website on the internet).  Sharing my story on PH was a dream come true, and I couldn’t have been more thrilled that they accepted my...

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Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 75%
  • Husband’s Student Loans 50%
  • Car Loan 100%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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