Save more. Spend less. Live better.

5 Ways to Save Money While Traveling

Since my hubby and I are currently working on paying off $117,000 of student loan debt, we don’t normally travel.  But thanks to my in-laws’ timeshare and frequent flyer miles, we had the opportunity to go to Myrtle Beach recently for a very low cost. We didn’t have...

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Your Step by Step Guide to Getting Out of Debt

Don’t let yourself drown in debt! If you owe a lot of money to creditors or the IRS, getting out might seem impossible – but it’s not. If you’re ready to regain your financial freedom, you need a plan for doing it. We’ve compiled a step by step guide for you to follow...

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4 Things to Know About Car Loans

Car loans suck. I do NOT generally recommend them, and I advise that you pay cash for cars whenever possible.  Cars lose their value quickly, and taking out debt for a depreciating asset doesn’t make much sense.  My hubby and I had never had a car loan. Up until a...

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7 Money Saving Techniques for Couples

“At least we save money” is one thing you’ll often hear from single people. And there’s a bit of truth in that; you don’t need to buy expensive Christmas, birthday, and Valentine’s Day gifts if you’re riding solo. However, it’s also important to recognize just how...

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5 Secrets to Becoming a Better Manager

Managers come in all shapes and sizes. They come from all backgrounds and have varying levels of experience. Most of them have one thing in common. They want to be the best manager they can possibly be. This is what made them ideal for this...

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Could You Cut It as an Entrepreneur?

If you are soon to embark on the world of work after graduating from college, there’s no doubt you will have already considered a few different careers. But why work for someone else when you could just work for yourself? More and more millennials are choosing to...

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Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 64%
  • Husband’s Student Loans 50%
  • Car Loan 27%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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