Save more. Spend less. Live better.

Month in Review: June 2016

Disclosure: This post contains affiliate links. Overall, June was an AMAZING month!  It's been hectic and crazy, but it has also been SO worth it.  Two wonderful things happened: this blog earned triple digits in income for the first time, and the hubby and I adopted...

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How Much of Personal Finance is Luck?

I’m going to say something that might irritate some personal finance bloggers: A sizable portion of your net worth is based on luck.  Some of the best financial “decisions” I’ve made in my life were simply a matter of being in the right place at the right time.  And...

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My Personal Finance Aha Moment

The following blog post is part of The Road to Financial Wellness blog tour. The Road to Financial Wellness is a three-month, grassroots campaign promoting financial empowerment on a national level and encourages people to pursue their dream lifestyle. Find out more...

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3 Reasons to Find an Online Side Hustle

*Disclosure: This guest post is sponsored by Studypool. For those lucky enough to make all their ends and luxuries meet with no problem or worry, congratulations! The rest of us regular folks can attest to at least one occasion in our lives where we have been low on...

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June 2016 Goals

Overall, May was a much better month than April.  I made more progress on my financial (and other) goals in May, and I felt a lot better physically and mentally.  I'm looking forward to what June will bring, and here are my June 2016 goals! Here are my June 2016...

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Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 75%
  • Husband’s Student Loans 50%
  • Car Loan 100%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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