Save more. Spend less. Live better.
“Don’t take financial advice from broke people. Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance. High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...read more
An emergency fund is money that is set aside in case something unexpected comes up – like a car repair, property repair, medical expense, or the loss of a job. 25% of Americans do not have ANY emergency funds and instead rely on borrowing money from relatives or...read more
I love giving gifts and finding the “perfect” gift for someone. As a frugal person, I like to get the most bang for my buck. I don’t like to buy someone a gift that they won’t like or won’t use. Many stocking stuffers are totally impractical – no one really needs a...read more
One of the things I love about the holiday season is giving gifts. I enjoy choosing a gift for someone and finding something that they will love. As a frugal person, I feel it’s important not to waste my money – and I don’t want to blow money on something the gift...read more
I have a "cluttered" fridge that is completely covered with photos and calendars. I collect household items with penguins on them. I will gladly accept your free t-shirt. ...And I’m a minimalist. Believe it or not, these statements are not contradictory. I know...read more
Thanksgiving is coming up, and that always gets me thinking about what I’m grateful for. Of course, we should show gratitude all year long, but it’s easy to start taking certain things for granted. One thing I like to do is keep a gratitude journal – every day, I...read more
Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.
- My Student Loans64%
- Husband’s Student Loans50%
- Car Loan100%
- Emergency Fund100%