Save more. Spend less. Live better.

3 Things First-Time Home Buyers Should Do

Everyone is likely to find themselves in a position, at some point or another, where they want to buy their first home. And,  when you find yourself coming close to passing the life milestone that is buying and moving into your first home, it would be prudent to know...

read more

How to Get Out of Debt Fast

Many people face debt at least once in their lives. If you have debt, here’s a step-by-step guide on gaining financial freedom. Hire a Finance Professional Hiring a finance professional is the best way to get out of debt quickly. From credit issues to tax audit help,...

read more

Money Can’t Buy Happiness… or Can It?

“Money can’t buy happiness” is a well-known saying.  Research has found this to be somewhat true – money is only correlated with happiness up to a certain income level.  If someone doesn’t have enough money to get by, they are more likely to be unhappy. However, once...

read more

Car Loans, Timeshares, and Murphy’s Law – Fall Update

For all of you who are new to FM, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals.  A couple years ago, I shared a post called What to Do When You're Feeling Stuck.  In this post, I discussed my three year goals...

read more


Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 64%
  • Husband’s Student Loans 50%
  • Car Loan 27%
  • Emergency Fund 100%

Get monthly frugal tips and advice:

Featured Freebie

Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

As Featured On: