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Hi there! I’m Jen. A few years ago, my husband and I were buried in $117,000 of student loan debt. Now, we’ve paid off over $100k of debt, and we’re on track to have the rest paid off by the end of this year. Join our email list to get exclusive tips on how to save money, earn more, and live like no one else.


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Practical Stocking Stuffer Ideas

I love giving gifts and finding the “perfect” gift for someone.  As a frugal person, I like to get the most bang for my buck.  I don’t like to buy someone a gift that they won’t like or won’t use.  Many stocking stuffers are totally impractical – no one really needs a...

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60 Clutter-Free Holiday Gifts for Minimalists

One of the things I love about the holiday season is giving gifts.  I enjoy choosing a gift for someone and finding something that they will love.  As a frugal person, I feel it’s important not to waste my money – and I don’t want to blow money on something the gift...

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The Appeal of Minimalism

I have a "cluttered" fridge that is completely covered with photos and calendars. I collect household items with penguins on them. I will gladly accept your free t-shirt. ...And I’m a minimalist. Believe it or not, these statements are not contradictory. I know...

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30 Days of Gratitude

Thanksgiving is coming up, and that always gets me thinking about what I’m grateful for.  Of course, we should show gratitude all year long, but it’s easy to start taking certain things for granted.  One thing I like to do is keep a gratitude journal – every day, I...

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  • My Student Loans 80%
  • Husband’s Student Loans 60%
  • Car Loan 100%
  • Emergency Fund 100%
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Meal Planner

Since I've started meal planning I've cut way back on my grocery spending, rely less on frozen meals, I eat healthier, and I waste less...

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

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