Save more. Spend less. Live better.

Have Yourself a Frugal Little Christmas

Christmas is an expensive time of year, and regardless of how much you earn- most families have to be frugal in some way or another. There’s lots to buy and lots to organize; it’s no wonder it’s ranked as the most expensive and stressful time of the year. But...

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Holiday Gift Guide For Pug Lovers

If you know anyone who has a pug, you know that pug people are a little crazy about their dogs.  A pug parent just has to have all sorts of pug-related items around their house.  I personally own pug socks, yoga pants, a window decal, magnets, t-shirts, a sweater and...

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5 Ways to Save Money While Traveling

Since my hubby and I are currently working on paying off $117,000 of student loan debt, we don’t normally travel.  But thanks to my in-laws’ timeshare and frequent flyer miles, we had the opportunity to go to Myrtle Beach recently for a very low cost. We didn’t have...

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Your Step by Step Guide to Getting Out of Debt

Don’t let yourself drown in debt! If you owe a lot of money to creditors or the IRS, getting out might seem impossible – but it’s not. If you’re ready to regain your financial freedom, you need a plan for doing it. We’ve compiled a step by step guide for you to follow...

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4 Things to Know About Car Loans

Car loans suck. I do NOT generally recommend them, and I advise that you pay cash for cars whenever possible.  Cars lose their value quickly, and taking out debt for a depreciating asset doesn’t make much sense.  My hubby and I had never had a car loan. Up until a...

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Frugal Millennial


  • My Student Loans 75%
  • Husband’s Student Loans 50%
  • Car Loan 100%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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