Save more. Spend less. Live better.

6 Picture Perfect Fall Date Ideas

There’s something so romantic about autumn, isn’t there? It’s not just the season of pumpkin spice after all. Between the crispness of the air, the fall foliage, and that first snuggle session in front of a roaring fire, there’s nothing that spells romance better than...

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How to do Project Life on a Budget

Have you ever felt frustrated with scrapbooking? Maybe you wanted to stick with it but it became too expensive or time-consuming, or you just weren't happy with how the layouts turned out.  I used to feel that way. I'm not a creative person at all, and I was never...

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Could a Career in Academia be the One for You?

There are many great questions that you may find yourself ready to ask in life. One of the very first will always involve your career. You'll be working for a long time, and you want to make sure that you choose the right path to embark on. But with so many options...

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5 Reasons to Refinance Your Student Loans

Are you struggling with student loans?  I know how difficult it can be.  When my husband and I got married, we had a combined total of $117,000 of student loan debt.  Being buried in six figure debt is overwhelming – I felt trapped and hopeless. Nearly 50% of my net...

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Frugal Millennial

Hi there! I’m Jen. When I finished grad school, I found myself underemployed and buried in student loan debt. I became passionate about helping other young people make smarter financial choices. You CAN achieve financial freedom – I’ll show you how.


  • My Student Loans 64%
  • Husband’s Student Loans 50%
  • Car Loan 27%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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