Save more. Spend less. Live better.

Money Can’t Buy Happiness… or Can It?

“Money can’t buy happiness” is a well-known saying.  Research has found this to be somewhat true – money is only correlated with happiness up to a certain income level.  If someone doesn’t have enough money to get by, they are more likely to be unhappy. However, once...

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Car Loans, Timeshares, and Murphy’s Law – Fall Update

For all of you who are new to FM, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals.  A couple years ago, I shared a post called What to Do When You're Feeling Stuck.  In this post, I discussed my three year goals...

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How to Land a Job in Law

Ever fancied a career in law? Along with medicine, law is often viewed as one of the most challenging career fields. Many people think that education is enough, but usually other steps need to be taking to ensure you stand out from all the other law school grads. Here...

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10 Ways to Make an Extra $500 Each Month

When my hubby and I decided to pay off our $117,000 of student loan debt in just three years, we knew we’d have to drastically cut our expenses.  Saving money helps, but at a certain point, it’s impossible to save more. We already had a bare bones budget, so we needed...

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Frugal Millennial


  • My Student Loans 75%
  • Husband’s Student Loans 50%
  • Car Loan 100%
  • Emergency Fund 100%

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Checklist – How to Create a Budget

As Dave Ramsey and many other personal finance experts point out, having a budget isn’t about depriving yourself or never having fun....

Ultimate Budget Wedding Guide

The average wedding in the U.S. costs $30,000. Planning a wedding on a budget can be a major headache. Believe it or not, it IS possible to have a fabulous wedding on a tight budget.

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