Do You Really NEED Credit?

Do You Really NEED Credit?

My hubby and I recently completed Dave Ramsey’s course Financial Peace University. Many personal finance bloggers agree with many of Dave’s money principles, such as getting out of debt, saving an emergency fund, and investing as soon as possible.  The one area where...
The Worst Financial Advice I’ve Ever Been Given

The Worst Financial Advice I’ve Ever Been Given

“Don’t take financial advice from broke people.  Do what rich people are doing.” – Dave Ramsey Many millennials don’t know much about personal finance.  High schools and colleges often don’t teach finance, and many millennials instead rely on the advice their parents...