Starting a Spending Ban? 4 Tips for Success

Starting a Spending Ban? 4 Tips for Success

A spending ban (cutting out spending on non-essential items) can be a great way to reduce your expenses so you can pay off debt, build savings, or break bad spending habits. A spending ban can be for a weekend, seven days, a month, or even a year (or longer). I’m...
We paid off the car and two student loans! + other Q1 updates

We paid off the car and two student loans! + other Q1 updates

For those of you who are new here, I post an update every couple of months that shows how we’re doing on our debt snowball and other goals. Doing this helps to keep us accountable and to keep track of the progress we’re making.  I will now be sharing these updates...
8 Strategies We’ve Used to Pay off Over $80,000 of Debt

8 Strategies We’ve Used to Pay off Over $80,000 of Debt

After I finished grad school, I found myself underemployed and buried in $75,000 of student loan debt.  I didn’t know what to do. I could barely afford the minimum payments on a 10 year repayment plan, but I couldn’t stand the idea of paying off my loans over 25 years...