For those of you who are new readers, I post an update every few months that shows how we’re doing on our debt snowball and other life goals. A couple years ago, I shared a post called What to Do When You’re Feeling Stuck. In this post, I discussed my three year goals for 8 main categories: finances, health, career, faith, relationships, fun, environment, and service.
Since my hubby and I are currently on a three year spending ban while we pay off $117,000 of student loan debt, we don’t generally travel. However, we went to Arizona last year because my step grandpa passed away and we were there for his funeral.
Personal finance is about choices. Many frugal people continue to splurge on a couple of things that are truly important to them – because they’re frugal in most areas, they can afford to splurge on things that they value. Frugality doesn’t have to mean giving up everything you love – if, and only if, you can afford to buy those things.
I love blogging. I enjoy inspiring others to make smarter financial choices and it’s amazing that I can make a little side income through this blog. This money goes straight toward the debt snowball on my student loans.
I saw a list like this on another blog and thought it would be funny (and maybe a tad depressing) to write a list of things we could’ve bought with the $117,000 we have in student loans. Here are 20 things we could’ve bought for $117k instead of our loans.
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If you’re new here, I post an update every couple of months that details how we’re doing on our debt payoff and other goals. I also include some highlights of the months and what I’ve been reading and watching…because life is about more than just reaching goals.
As a Type A person (with debt), I easily get caught up in trying to be productive all the time. It’s important to relax once in a while 🙂
*Disclosure: This guest post is sponsored by CreditGuard. This post may contain affiliate links.
Date nights are essential to any healthy relationship, but that doesn’t mean they are healthy for your bank account. Here are a few great ideas for spending quality time with your partner and sparing your bank account in the process.
I recently read Shonda Rhimes’ (the creator of Grey’s Anatomy and Scandal) bestselling book Year of Yes and it was fantastic. In the book, Shonda describes how saying “yes” changed her life – and how it can change yours too.
Despite being a wealthy, powerful woman, Shonda is an introvert and often said “no” to attending events that made her uncomfortable. During her “year of yes” she made a vow to start saying “yes” to everything that scares her.