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My husband and I are both minimalists, but you might not guess that if you didn’t know us very well. Our fridge is completely covered with photos, I will gladly accept free t-shirts, and my husband has at least 20 different towels that he uses to clean his car. These...read more
If you aren’t familiar with Dave Ramsey, you probably haven’t heard of his “seven baby steps”. Dave’s seven step financial plan has helped millions of Americans to break free of debt and achieve financial freedom. The seven baby steps are: Save 1,000 emergency fund....read more
The first step to getting your financial life together is to create a budget. Many people have no idea where their money is going. How can you reach your financial goals if you have no clue what you're spending your money on? A budget is "telling your money where to...read more
Drivers under the age of 25 pay some of the highest costs for car insurance of any age group. Most college students are on a tight budget, so the last thing you want to do is spend a fortune on car insurance each month. Here are some tips for keeping your monthly car...read more
Is there anything more special than college graduation? Throwing caps in the air. Endless parties. Long, nostalgic talks about all the good times with friends. And then reality hits, and financial obligations begin to sink in. As you move away from campus and biking...read more
When I was younger, I didn't live with intention. I didn't put a lot of thought into my decisions. Instead, I did things because "that's what everyone does". Doing what was considered "normal" led me on a path toward accumulating $75,000 of student loan debt. When I...read more